This Electronic Consent Agreement ("Agreement") outlines your consent to receive information and communicate electronically with LEND AND LOAN LLC and its affiliates ("we," "us," or "our"). Please read this Agreement carefully and retain a copy for your records.

1. Scope of Your Consent

By agreeing, you consent to receive all documents and communications related to our services electronically, including but not limited to:

  • Loan applications and agreements
  • Legal disclosures (e.g., Truth in Lending Act)
  • Account summaries and transaction details
  • Policy updates and notifications
  • Privacy notices
  • Collections-related communications

2. How We Send Electronic Communications

We may deliver communications to you via:

  • Email
  • Posting within the Lend & Loan: Cash Advance mobile application or website
  • SMS or push notifications to your mobile device

3. Withdrawing Consent

You may withdraw your consent to electronic communications at any time by contacting us at:

LEND AND LOAN LLC
620 Newport Center Dr Ste 1100 Newport Beach, CA, 92660-8011
Email: support@lendandloanapp.com
Phone: (555) 345-8192

Please note that withdrawing consent may limit or end your access to certain services. If required by law, we will send paper notices upon your request. A reasonable fee may apply for printed copies.

4. Keeping Your Contact Details Up to Date

You are responsible for ensuring your email address, phone number, and other contact information remain current. Updates can be made through the Lend & Loan: Cash Advance app or by contacting our support team.

5. Technology Requirements

To receive and retain communications electronically, you must have:

  • A device with internet access
  • A web browser
  • An active email account
  • The ability to read PDF files
  • (If applicable) The ability to receive text messages

You are responsible for maintaining the necessary hardware and software.

6. Consent to Use Electronic Signatures

You agree that your electronic signature—defined as a symbol, sound, or process logically associated with a record and used with intent to sign—holds the same legal effect as a handwritten signature.

7. Requesting Paper Copies

You may request a paper copy of any document by contacting us. A nominal fee may apply, which will be disclosed beforehand.

8. Updates to This Agreement

We may modify this Agreement at any time. Material changes will be communicated via the App, our website, or another electronic method. Continued use of our services after changes take effect means you accept the updated terms.

9. Your Consent

By clicking “I Agree” or taking a similar action, you confirm that you have read and understood this Agreement and consent to conduct business with us electronically.