By applying for a loan through Lend & Loan: Cash Advance, you authorize LEND AND LOAN LLC, its partners, and authorized agents (“we,” “us,” or “our”) to obtain your credit report and related information from consumer reporting agencies such as TransUnion, Experian, Equifax, or Clarity.
We may use this information to:
- Verify your identity
- Assess your creditworthiness and loan eligibility
- Determine appropriate loan terms
- Manage and service your loan
- Conduct risk assessments
- Fulfill legal and regulatory obligations
We may conduct a soft credit inquiry during your application, which does not impact your credit score. If you accept a loan, we may perform a hard inquiry, which may affect your score.
You also authorize us to access updated credit data throughout the life of your loan, as permitted by law.